Asset-Based Lending
Asset-Based Lending
Every business needs a reliable source of capital to maintain growth and stability. Whether you need to fund daily operations, purchase new equipment, or expand your company, Asset-Based Lending (ABL) from Vanguard Capital offers a smart solution. By leveraging your accounts receivable, inventory, machinery, or real estate, you can access the cash you need—quickly and efficiently—without giving up equity or relying on traditional loans.
What is Asset-Based Lending (ABL)?
Asset-Based Lending (ABL) allows businesses to leverage their existing assets—such as accounts receivable, inventory, equipment, or real estate—as collateral for a line of credit or term loan. Unlike traditional loans based solely on credit history, ABL provides funding based on tangible assets, making it a flexible financing option for growing businesses.
- Higher Borrowing Limits – Get funding based on your asset value, not just credit scores.
- Improved Cash Flow – Use ABL to manage daily expenses, pay suppliers, or invest in growth.
- Fast & Flexible Financing – Access working capital without long approval processes.
Unlock the Value of Your Assets to Fuel Business Growth!
Leverage Asset-Based Lending for Quick Access to Working Capital—Apply Today!
What Can You Use Asset-Based Lending For?
-
Working Capital : Keep your business running smoothly by financing daily operations.
-
Business Expansion: Invest in new projects, facilities, or markets with secured funding.
-
Inventory & Supply Chain Management: Maintain a steady stock of materials or goods.
-
Debt Consolidation: Refinance existing loans to improve cash flow.
-
Equipment Acquisition : Upgrade or purchase new machinery with your asset value.
Types of Assets You Can Use for ABL
- Accounts Receivable – Use outstanding invoices as collateral for immediate funding.
- Inventory – Secure financing against stocked goods or raw materials.
- Machinery & Equipment – Leverage owned equipment to access capital.
- Real Estate – Commercial property can serve as valuable collateral.
- Other Business Assets – Custom solutions based on your unique asset portfolio.
Our Simple 3-Step ABL Process
The Vanguard Capital ABL experience is simple, quick, and customized to your financial needs.
-
➤ Evaluate Your Assets We assess the value of your receivables, inventory, or equipment.
-
➤ Get Approved Within 24-48 Hours Quick funding decisions with minimal paperwork.
-
➤ Access Your Funds Receive a credit line or lump-sum loan tailored to your business needs.
Why Choose Vanguard Capital?
At Vanguard Capital, we specialize in tailored ABL solutions to help businesses unlock their true financial potential.
✔ Access to Multiple Lenders – We work with various financing partners to find the best rates.
✔ Flexible Loan Structures – Every business has unique financial needs—we customize accordingly.
✔ Fast Approvals & Funding – We prioritize efficiency so you get capital when you need it most.
✔ Expert Guidance – Our team ensures you understand every aspect of your asset-based loan.
Frequently Asked Questions (FAQs)
Traditional loans rely mainly on credit history, while ABL is based on the value of your business assets. This allows companies with limited credit to secure higher borrowing limits through asset-backed financing.
ABL loans typically range from $100,000 to $10 million, depending on your assets and business size.
Approvals can take as little as 48 hours, with funding available soon after.
If you have valuable assets like receivables, inventory, equipment, or real estate, you may qualify for an ABL loan. Our experts will assess your eligibility.
